body {
    font-family: Arial, sans-serif;
    margin: 0;
    background: #f5f5f5;
}

.banner img {
    width: 100%;
    max-height: 100vh;
    object-fit: cover;
}

.hero {
    text-align: center;
    padding: 40px;
    background: white;
}

.cta {
    display: inline-block;
    padding: 15px 30px;
    background: #ff3b3b;
    color: white;
    font-size: 18px;
    text-decoration: none;
    border-radius: 8px;
    margin-top: 20px;
}

.cta:hover {
    background: #d92c2c;
}

.content, .page {
    padding: 40px;
    background: white;
    margin: 20px;
}

footer {
    background: #222;
    color: white;
    text-align: center;
    padding: 20px;
}

footer a {
    color: #ddd;
}

.disclaimer {
    font-size: 12px;
    margin-top: 10px;
}